The Misconceptions Around “Insurance Examinations”…

Many organisations assume that an “insurance inspection” automatically means full legal compliance — but this is one of the most common and costly misunderstandings in workplace safety management.

In the UK, statutory examinations for pressure systems and lifting equipment are governed by legislation such as the Pressure Systems Safety Regulations 2000 (PSSR) and the Lifting Operations and Lifting Equipment Regulations 1998 (LOLER), both enforced by the Health and Safety Executive (HSE). While insurance providers often arrange inspections as part of engineering policies, these visits do not always cover every legal duty placed on the “user” or “owner” of equipment.

In this article, we explore the most common misconceptions around insurance examinations, including the difference between maintenance and statutory inspection, who the “Competent Person” really works for, and why ultimate compliance responsibility cannot be delegated to insurers.

If you rely on insurance examinations to demonstrate compliance, this guide will help you understand what they do — and, more importantly, what they don’t do — so you can close compliance gaps, reduce liability, and protect your organisation.

Read the full article to clarify the legal realities behind insurance examinations and statutory compliance in the UK.

5 Common Defects Found On Fork Lift Trucks

Fork lift trucks are essential to safe and efficient warehouse operations — but they are also one of the most commonly cited pieces of equipment during workplace inspections. Under UK safety legislation such as the Provision and Use of Work Equipment Regulations 1998 (PUWER) and guidance from the Health and Safety Executive (HSE), employers have a legal duty to ensure lift trucks are properly maintained and safe to operate.

In this article, we explore the 5 most common defects found on fork lift trucks, including brake issues, worn tyres, hydraulic leaks, damaged forks, and faulty warning systems. These defects not only increase the risk of accidents and downtime, but can also lead to enforcement action and costly repairs if left unaddressed.

Whether you manage a warehouse, distribution centre, or manufacturing facility, understanding these common fork lift truck defects will help you improve safety, maintain compliance, and reduce operational risk.

Read the full guide to learn how to identify and prevent the most frequent fork lift truck defects before they become serious safety issues.